PAYMENT POLICY

A straightforward explanation: The following information applies to purchases made through vunika.store.


Checkout methods
When preparing an order, Available payment methods are displayed during checkout and may vary by country, currency or device. We cannot guarantee that a particular wallet or card type will appear for every shopper. Please keep photographs and correspondence until the issue is resolved.


Authorization and confirmation
For active families, Your payment provider may place an authorization hold or require additional verification. A successful checkout generates an order record; if you are unsure whether payment succeeded, check your confirmation email before placing a second order. A brief message with the order number helps us find the correct record.


Currency and conversion
To make the process clear, Prices are shown in the currency selected or displayed by the store. If your bank bills in another currency, it may apply an exchange rate or international transaction fee outside our control. This information is intended to make the process predictable rather than promise an outcome in every circumstance.


Security
For peace of mind, Payment details are processed through payment service providers. Never email us a card number, card security code, password or one-time authentication code. Contact your bank directly about an unfamiliar charge. You may want to retain the shipping or transaction confirmation for your records.


Taxes and charges
One detail worth knowing: Applicable taxes and shipping charges collected by the store are presented at checkout. Destination-specific import charges may be assessed separately unless explicitly shown as included. We will assess individual cases based on the order details and applicable law.


Declined or duplicate charges
For practical planning, A declined payment may result from issuer rules, incorrect details or security checks. Some pending holds disappear without settling; contact your bank if a hold persists. If you believe you were charged twice, send us the order details without sensitive card data. Keep a copy of your order confirmation for reference.


Refund route
In particular, Approved refunds normally return to the original payment instrument. We cannot control how quickly a bank or card issuer posts the credit. Checking the listing before checkout is usually the easiest way to avoid surprises.


Please contact info@vunika.store if you need assistance applying this policy to an order.